Easy Save: Staff Savings Scheme
A simple staff savings scheme for organisations that value employee engagement.
Effortless Employee Savings
Easy Save is a comprehensive employee savings scheme designed to simplify long-term savings for your employees while minimising administrative burden for your company.
It combines the expertise of Three Sixty Financial with the technology of a secure, regulated investment platform.
Why Organisations Choose Easy Save
Reduce Costly Turnover
Replacing an employee costs between 75% and 200% of their annual salary, depending on their role and experience level. (Oxford Economics) Implementing Easy Save helps reduce attrition, saving your organisation from the high costs of recruitment, training, and lost productivity.
Boost Retention & Loyalty
73% of employees are more likely to stay with an employer who offers strong financial benefits. (MetLife Employee Benefits Trends) Supporting your staff’s financial well-being fosters loyalty and reduces the risk of losing skilled employees to competitors.
Improve Employee Productivity
Financial stress is one of the biggest workplace distractions, with employees losing an average of 13 hours per month to financial concerns. (PwC Employee Financial Wellness Survey). By offering a structured savings scheme, you help employees feel more secure, leading to greater focus and productivity.
Enhance Your Employer Brand
Companies with strong employee engagement experience a 13.9% turnover rate, compared to 48.4% in those with low engagement (Gallup State of the Global Workplace). Offering financial well-being benefits like Easy Save signals that you care about employees’ long-term financial stability—making your company a more attractive place to work.
Save Time with a Low-Effort, High-Impact Solution
Unlike traditional benefit schemes that require ongoing HR management, Easy Save is designed to be hassle-free for employers. We handle the initial setup, and provide ongoing management, significantly reducing administrative burdens on your HR and finance teams.
A Cost-Effective Investment in Your Team
High turnover rates can be costly due to expenses associated with recruiting, hiring, and training new employees (SHRM Employee Turnover Cost Report). Implementing Easy Save is a high-impact, budget-friendly way to support employees while keeping payroll costs under control.
By choosing Easy Save, you’re investing in your employees’ financial security, reducing costly turnover, and freeing up valuable HR resources — all while enhancing your position as a top employer.
How Easy Save Works
Easy Save is designed to be simple, secure, and low-maintenance for employers while offering employees full transparency and control over their savings. Here’s how it works:
1. Scheme Setup
- Three Sixty Financial sets up a trust and master account for your organisation.
- Each employee is assigned a sub-account within the scheme that contains their segregated portfolio ensuring transparency and individual control, professionally managed by Three Sixty Financial.
2. Contributions & Payments
- The employer makes a bulk payment directly to the scheme administrator.
- A payment schedule details how contributions are allocated to each employee’s portfolio.
- Contributions can be made monthly, quarterly, half-yearly, or annually.
3. Investment Allocation
- Once funds are received, they are allocated to each employee’s risk-aligned investment portfolio.
- Employees have access to a wide range of investment options based on their risk appetite and financial goals.
- Portfolios can be structured to provide diversified exposure across different sectors, regions, and currencies.
4. Ongoing Management & Employee Access
- Employees can track their savings and view their portfolios online 24/7.
- Funds are professionally managed with flexible rebalancing options to ensure investments remain aligned with employee risk appetite.
Easy Withdrawals & Transfers
- Employees can leave the scheme at any time, with no exit penalties.
- If an employee leaves the company, they are able to withdraw funds to their personal investment account.
Why It’s Hassle-Free for Employers
No Ongoing Management Required
The scheme is fully managed by Three Sixty Financial.
Minimal HR/Admin Burden
Employers only need to process payroll deductions and make bulk payments.
Flexible & Scalable
Employees can join anytime, and there’s no restriction on the number of members.
By offering Easy Save, you provide employees with a simple, structured savings plan that enhances retention, reduces financial stress, and reinforces your organisation’s commitment to financial well-being.
What’s Included?
Full-Service Administration by Three Sixty Financial
End-to-End Management
We handle everything from setup to ongoing administration, minimising the burden on your HR and finance teams.
No Setup Fees
Unlike other schemes, there are no initial setup costs for the employer, making it a cost-effective benefit for your organisation.
Expert Investment Management
Individual Dedicated Investment Managers
Employees receive professional investment management tailored to their financial goals and risk appetite.
Access to Ardan International Investment Platform
A secure, globally recognised platform offering thousands of
investment options across multiple currencies.
Flexible Model Portfolios
Employees will be matched to expertly designed portfolios based on their risk profiles.
Employer & Trustee Support
Dedicated Helpdesk
A team of experts is on hand to assist with any queries, ensuring smooth operation for employers and trustees.
Monthly Reports for Employees
Regular, detailed reports keep employees informed about portfolio performance and fund allocations.
Ongoing Training & Onboarding
We provide guidance for HR teams, trustees, and employees to ensure easy adoption and understanding of the scheme.
Employee Benefits & Transparency
Online Access & Full Transparency
Employees can view their savings and track investments in real time via the Ardan International platform.
Simple Withdrawal & Exit Process
Employees can leave the scheme at any time with no exit penalties.
Multi-Currency Flexibility
Contributions can be made in 11 different currencies, ensuring adaptability for international staff.
Who Are Three Sixty Financial?
Three Sixty Financial is a trusted provider of specialist financial solutions, offering transparent, client-focused services designed to help organisations and their employees achieve financial security. With a strong track record in corporate financial planning, we deliver expertly managed employee savings schemes that support staff well-being while providing businesses with a cost-effective way to enhance retention and engagement.
Why Organisations Trust Three Sixty Financial
Unbiased & Transparent Advice
We operate on a fee-only basis, ensuring that our recommendations are always in the best interest of our clients. We build long-term partnerships with businesses, offering tailored financial solutions that align with their needs.
Deep Understanding of International Workforces
As expats ourselves, we understand the complexities of managing finances across borders. Our experience ensures that both employers and employees benefit from flexible, globally relevant savings solutions.
Comprehensive Investment & Savings Solutions
We provide a fully managed staff savings scheme through Easy Save.
Ready to Strengthen Employee Retention & Financial Well-Being?
Speak to our experts and see how Easy Save can work for your organisation.